strawmatch
2019-12-22 22:47:07
- #1
My husband and I come from Cologne West and plan to buy a house in the new year. Building a house is out of the question for us because the plots of land are too expensive for us.
We have some equity on hand and we were at the NRW.Bank and with mortgage lenders. We can only afford up to 350,000 euros. More is not possible with our budget.
We have been searching for a few weeks. The prices vary a lot, also depending on the size. As a layperson, I find it a bit difficult to tell if the price is fair or if they just want to sell overpriced. We check various realtors’ websites every day, as well as the well-known site: immo...24. At first, we wanted to do it without an agent because we would save about 10,000 euros and invest it in the home. But in Cologne, that’s impossible, so rather with an agent.
It happened to us twice that we liked the houses (2x), but they were gone so quickly. We haven’t been able to see two properties in person yet. What should we do better?? You can’t look that fast.
How exactly does the energy certificate work? What should we pay attention to? Should a building expert already be with us at the first viewing or rather at the second?? Because coming along the first time makes sense so we can act faster. How much would a building expert cost? And where can you find one?
We thank you for your experiences/tips.
We have some equity on hand and we were at the NRW.Bank and with mortgage lenders. We can only afford up to 350,000 euros. More is not possible with our budget.
We have been searching for a few weeks. The prices vary a lot, also depending on the size. As a layperson, I find it a bit difficult to tell if the price is fair or if they just want to sell overpriced. We check various realtors’ websites every day, as well as the well-known site: immo...24. At first, we wanted to do it without an agent because we would save about 10,000 euros and invest it in the home. But in Cologne, that’s impossible, so rather with an agent.
It happened to us twice that we liked the houses (2x), but they were gone so quickly. We haven’t been able to see two properties in person yet. What should we do better?? You can’t look that fast.
How exactly does the energy certificate work? What should we pay attention to? Should a building expert already be with us at the first viewing or rather at the second?? Because coming along the first time makes sense so we can act faster. How much would a building expert cost? And where can you find one?
We thank you for your experiences/tips.