House Purchase - Complicated Situation

edit: Upon rereading, I noticed that the post might be somewhat one-sided and simplified. So please don’t read it too strictly.

No, don’t worry; serious things might be discussed here, sometimes it can get tense and no one should be too easily frightened.

I think the criticism was supposed to be understood as "your" generation, thanks to the baby boom in our democratic government, being lucky to hold the majority of voters at every point in their lives and accordingly possibly enjoying a good portion of their own prosperity at the expense of the younger generation.

You probably assume that coins used to fall from the sky. It was my/our life and we accepted it that way, I would advise you to do the same. We were refugee children, others had more... so what, did we still have fun? Would you have wanted to trade? Certainly not!
Colleagues born five years earlier slipped professionally into a wave back then where you could only save yourself from a career by suicide, after that came years of stagnation due to systemic changes. Should I complain about that? Was I too late for the "...boom"? Everyone gets their own life, one on the banks of the Ganges and another dusted with gold, what am I supposed to say about the baby boom, things always get better but also worse. That’s it.
You apparently know little about the past, I can gladly tell you about circumstances you would never want or have to experience. We were certainly no heroes back then, by no stretch of the imagination, but I hardly tolerate this whining today; to me it often sounds more like incapacity to live, whenever others are always to blame or others are always doing better than oneself.
Building in 1959 and building in 2021 have as much in common as apple pie and a meatball.
My parents’ terraced house built in 1959 had about 90sqm over 3 floors, oil stove, wood stove in the bathroom, bathing on Saturdays one after the other, otherwise cold water. Two families lived in it, so rented out due to chronic lack of money (unfortunately there was no KFW :D). Our shared children’s room for three was in the attic WITHOUT any insulation (in summer) and heating (in winter), there was a hot water bottle. That’s what was called building.
These are a few amusing examples and looking back I sometimes romanticize it, but upon closer look much of it was humiliating, painful, and very unfair. Many of my friends were not allowed to go to high school by their parents, today every child must because of their parents. Half of the earned apprenticeship pay had to be handed over as board money at home.
Nevertheless, my life was beautiful or I made the best of it, like everyone in my circle of acquaintances and no one complained as much as is common today, from our parents we demanded nothing.
What house do you build today? With KNX, garage, ETICS, heat pump, eco products, of course underfloor heating and children’s bathroom for the princes and much more? That’s great too and I’m happy for my children and us that so many things have improved so much. Children today partly have salaries and labor rights we never would have dreamed of, they can study with government support whatever they want. Just assume that things were NOT better and easier in the past, then you are quite right.

Therefore a possible claim of the younger generation on the money of the older.

From what is this "claim" derived? I am stunned... a CLAIM on my wallet while I am still alive. WOW.
The law allows it for inheritance, so AFTER death, I read nothing about baby boom. Or is it a supposed "moral" obligation because they are the parents? But what if you earn twice as much as your brother and he also somehow "had bad luck" (some other ...boom), does this brother
The exploded number of nursing home places between 1960 and 2020 could show you how far the younger generation has detached itself from the parents. They understandably want maximum freedom, independence from the old, minimal obligations but the money should flow before death because they feel the "claim," often without ever lifting a finger for it.
The homes are full of lonely people whose children live in their own houses; visits are rare due to stress. Before the early inheritance payout, they somehow had more time... when it’s possible again, go to nursing homes yourself and see if I’m lying.
For us, building a house back then was only possible because we received something and in return were obliged to give something, but this giving (care or support) is no longer quite so hip today because many are so stressed. I find this a pity for both sides, I’ve always liked family very much.

The injustice has been known to everyone for a long time, but it seems the majority of the population (who was that again?) has no interest in change.

Which exactly? What change? I actually experience the younger generation today as quickly nervous when change already shows in the smallest things and they call for help. Name me the necessary change that I, an old bone, prevent or do not want or hinder you from carrying out or living? I am really interested!

It may be that @pagoni2020 finds himself in the situation of reflecting your "parent" generation – but the fact is that he too has built something up.

Exactly. The quoted "baby boom" neither paid for our 8% mortgage interest rates nor for the care/support of our parents over 20 years or solved any of our other problems. We benefited from each other as a FAMILY and entered into a long and partly difficult commitment. It was as it was and we made the best out of it... with many stumbles but on our OWN and without complaining or demanding anything in return!

The current generation may struggle with finding suitable and affordable building land or houses, but @pagoni2020 was in the same situation and managed to find a nice plot.

Of course, the current generation also has its problems, I see them and hear about them too. But who should we complain to? Nobody would have wanted to hear our whining back then either. We could only afford to build in the countryside with a 1.5-hour one-way commute; today I sometimes wonder what people write as "expectations." I wish my children maximum freedom, I take care of myself and they take care of themselves. I am very happy to leave them something behind, as much as possible even. If I didn’t think that way, I would have easily rented a fancy youth apartment here in Dresden and squandered my money wildly. We talk about it very openly, but no child would feel entitled to my property right now. Something has obviously gone wrong somewhere.

Added to this is the widespread fear that the state could seize the inherited assets as soon as the parents have to go into a nursing home. People don't like to admit it, but that's often the case, I claim!

Long-term care insurance is also a strange construct. The benefit usually runs inversely proportional to the contribution, because: If someone has been diligent, paid high contributions, and at the same time paid off a house, a significant disadvantage arises for them compared to someone who has paid little or no contributions and moreover has no official possessions. For my parents, care is currently not an issue, and I hope that if the case arises, we can manage without a nursing home. However, if it turns out differently, I would have no problem frankly admitting the corresponding "provision."

The long-term care insurance is also a strange construct. The benefit usually runs inversely proportional to the contribution, because: If someone has been diligent, paid high contributions, and at the same time has been paying off a house, this creates a significant disadvantage for them compared to someone who has paid little or no contributions and also has no official possessions. For my parents, care is currently not an issue and I hope that, should the case arise, we can manage it without a nursing home. However, if it turns out differently, I would have no problem admitting the corresponding "precaution" openly.

That’s true! On the one hand, it’s good that it exists, on the other hand, you can’t help but be amazed at everything that comes with it. Compared to that, the approval of KfW grants is probably a child’s play. Also crazy is the individual assessment of what the person still seems capable of or what time is allocated for it. As you write, there are currently many points of criticism; I don’t know the details anymore. But when I see the general treatment of caregivers I fear rather less good. In the end, the elderly person sits there and is mostly helplessly exposed to these things and people. I think it’s great that in a welfare state a lot has been made possible for children and their young parents and is certainly still in need of improvement. However, I would wish the same for our older generation and find it equally necessary. Eventually, we all get there, more or less healthy; that doesn’t seem to be really clear to everyone.