House move, sale, and new purchase

I would never buy an apartment for my own use if the owner moves out at some point. Not even with only a 50% down payment and compensation of 150% above comparable rent.

Well, if the question is: "Do I get my desired property or do I maybe have to keep searching for another 18 months (because the market is so tight)," the choice is between getting your desired property or whining that there is nothing suitable. In fact, people tend to buy and wait to move in. Is there a reason for you to never do something like that? I mean a factual one and not just an emotional one?

I would never buy an apartment for my own use if the owner moves out at some point. Not even with only 50% down payment and compensation 150% above the comparable rent.

Should he be allowed to stay? That's how your first sentence reads. The "I" doesn't matter either, meaning what you would NEVER do. There are situations and constellations where many things work differently.

For example, we sold, received 100% of the money, but only moved out after 8 months.

A colleague, for example, moved with her family (4 people, two teenagers) into a small holiday apartment around the corner for half a year and thus lived a vacation within everyday life before moving into the new building.

One is ready, the other still needs time. There are people who make many things possible because they never

There are buyer situations you cannot understand unless you have experienced them yourself, and there are seller situations that are individual.

Changing the property for financing, for example, only works after the sale. Bridge financing is also common.

should search himself and at the same time try to sell. If he is single, then he has all options and can decide later when the time comes.

The house can probably be sold quite easily. I forgot to mention, I am anxious and will only sell when I have found something else. Otherwise, I'll just stay in the house. I already have quite a lot of stuff, constant moves don't fit with that. I can let go of some things but not all.

I already have quite a lot of stuff, constant moves don't fit in there.

Then you just store it. No one is talking about "constantly." If you want to change, you have to move!

That's correct. My only concern is - selling and then not finding anything (I've been searching here for years) - that simply won't work. If I don't find anything, of course I'll stay in the house for now.

Like it or not, this probably won't work without bridge financing from a bank. Maybe other banks than the house bank, are there any specific ones?

I once went to an external bank and inquired roughly about construction financing. Given my financial situation, I simply wouldn't get anything.

Possibly other banks than the house bank, are there any special ones?

House bank 99%. This is not a business for a new customer. Certainly not online. And even less so if you have poor creditworthiness – pawnshop loans practically no longer exist.