House found - financing possible?

We follow the philosophy that we (apart from the house) do not buy anything we cannot pay for in cash. It also depends on how dependent you are on the car. In an emergency, we can manage everything here with the e-bike and trailer.

Da würde ich aus dem Rechtsanspruch folgern, daß der Betreuungsträger auch die Ersatzvornahme zahlen müsse (?)

Theory and practice unfortunately differ greatly here, but that would probably go beyond the scope here. :)

It's a philosophy, but I think it's nonsense. Sure, you can save for it, but products usually become more expensive. If I finance somewhere at 4% now and choose a term of 3 years, I make a profit. Because inflation over the next few years will be more than 4%. Especially since some furniture stores still offer 0% financing up to a certain amount.

The real winner, of course, was anyone who financed their entire furnishings at 0% in 2021. Those would have cost significantly more in 2023 ;)

As long as you don't overdo it, financing, even for furniture or cars, is absolutely reasonable.

That is quite a little gem.

I can hardly understand your concerns.

Actually, saving is even antisocial. Money has to flow. It's like water, if it stands too long, it starts to stink. That's why it’s also called "stinkrich".

Buy! 1500 euros at your HEK... easy

I wish our house in Stgt had been in that price range

Buy! 1500 euros at your HEK... easy I wish our house in Stgt had been in that price range

We are slowly heading in that direction. Yesterday's interest rate decision (+-0.00) could lead to minimal downward tendencies again on Monday. *The house will be bought!*