Great house with some limitations. Access / insulation

  • Erstellt am 2014-07-21 12:44:12

Bauexperte

2014-07-21 13:33:24
  • #1
Divorce ... ? Rhineland greetings
 

Bauexperte

2014-07-21 13:40:19
  • #2
Hello,

Musketier has already given you the correct answers. Anything further would be using a crystal ball ;)


Looking from the outside is like "just looking, not touching." Based on that, I would not buy a resale property!


See above => crystal ball.

Find an expert you trust, who specializes in resale properties; you can find one via Aunt Gurgle under => Bundesverband freier Sachverständiger. Then – and only if you are really interested in buying, since the expert does not work for free – you walk through the property with them and listen to what they have to say. Provided there are no major issues (the expert will inform you by means of a report) and the seller fits the region and the property, there is nothing to argue against it.

An advantage of the described construction method is that you can easily add exterior insulation afterwards and thus be protected from major energy costs. THAT should of course be taken into account in the financing.

Rhenish greetings
 

f-pNo

2014-07-21 16:05:51
  • #3
Hi,

many points have already been addressed.
River course - 2 m above the river might not be enough in case of a flood. There are regions (e.g. in Saxony) where even the smallest streams turned into raging torrents during floods. Go to the municipality and ask for the historical high water marks - preferably for the last 50 years.

Similarly, as mentioned above, you should ask the seller why he wants/has to sell. Potential problems have already been mentioned: flooding, disputes with neighbors, possibly also the two outstanding building encumbrances.

It could also be due to the energy consumption of the house - regardless of Ytongg (we also build with it) there can be construction defects that turn the house into a money pit (acquaintances of ours have a draft - for whatever reason - at an outlet - but they only rent). The energy certificate might give you a hint - but the expert is more important.
Only people from the region can properly assess how the house price should be evaluated. Of course, factors like the size of the property or discounts due to the building encumbrances also count.

Gather further information so that your decision rests on a solid foundation.
 

Timmi1608

2014-07-21 21:29:43
  • #4
Hello everyone,

Thank you first of all for the many responses.



The energy certificate says 34.54 kWh/(m²a). There is a large wood-burning stove that can heat almost the entire house. With the stove, the consumption was about 700 euros in winter, without 1,400 euros. The plot is about 400 m², and the standard land value is 95.00 €/m². The owner is currently building in a town about half an hour away, according to his own statement. The exact reasons are not yet known to me, but I will inquire further.



As I said, I will ask more precisely about the reason for the sale. I was not aware of the taxes on the sales proceeds. Today I was also at the town hall of the municipality; according to their statement, it is not a flood zone. Only some sheds and the sports field are in the flood zone. I also took a close look at the surroundings today. At the level of the river (which is very small by the way – our area is not known for dramatic floods), there are houses (about 70 - 80 meters from the river), then there is a wall about 2 meters high, which borders the garden of our house.

According to the owner, there were never any problems with the neighbors and the easements. But the cards will be reshuffled when new neighbors move in. In general, I was able to find out at the municipality today that we are allowed to access our property via an easement and our neighbors drain over our property.

By the way, the house is also on the main street ;) (second row).



We will definitely do that. The architect usually determines the value for properties that must be auctioned, so he is very experienced. We will not buy without him having assessed the house.



Basically, I don’t mind as long as the house does not have any serious negative properties (e.g. sound insulation). I also want to be able to watch a DVD with my 5.1 system without the neighbors knocking or other negative effects that I as a layman cannot assess. Was it standard ten years ago to build with 24 cm/17.5 cm Ytong?

Should I fear this with the wall thicknesses used?



It was a man with three children, the woman was not there at the moment. Whether it was a divorce, I don’t know.



There would still be room for improvement in the financing, the insulation would also improve noise protection a bit. As already mentioned, we would definitely have the property inspected again by our architect. Friends of ours bought a house from the 60s without an expert report; I would never do that...
 

K1300S

2014-07-21 21:47:24
  • #5


That is only half the truth, because if the property was owner-occupied, you pay nothing - maybe also interesting for Computersylvia. ;-) Besides, naturally only the difference is taxed anyway. In any case, I would not suspect betrayal everywhere. Ask an expert, then you will know more - and don't let anyone spoil the house for you beforehand. :-)

Best regards

K1300S
 

BauProjekt14

2014-07-21 22:28:21
  • #6
So with 24 cm ytong you can still achieve an Energy Saving Ordinance 1oo house today...
 

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