Glass insurance in building insurance and household insurance?

  • Erstellt am 2018-09-02 22:45:23

sisqonrw

2018-09-02 22:45:23
  • #1
Hello,

in household contents and building insurance there is a glass insurance each.
Is it the one and the same glass insurance?
Can the glass insurance be omitted in one of the above-mentioned insurances?

Is that double?
 

Alex85

2018-09-03 06:44:50
  • #2
No is not the same. The glass insurance of the building insurance covers the glazing of the building, e.g. windows or glass connected to the building inside the building. Household insurance covers glass of the household contents. Display cabinet door, mirrored cabinet, I think cooktops. Something like that.

Whether you need one, both, or none, you have to decide yourself :)
 

Caspar2020

2018-09-03 10:26:29
  • #3
Caution; with an additional glass insurance for household contents, windows are often included as well. So you need to look closely at the conditions.

Sometimes the manner in which the damage occurred is partially covered or not covered.

Household glass insurance also includes other glass like in cabinets, shower enclosures, ceramic cooktops, etc.

For example, if you have a condominium, the following mix is common. Building insurance with additional glass coverage for the common areas, as well as standard coverage including storm, hail, fire, and tap water damage to the windows of the entire building.

And through the individual household contents + glass insurance, all other causes of damage to the windows belonging to the respective residential unit. For example, the famous soccer ball.
 

sisqonrw

2018-09-03 23:19:33
  • #4
Should one take out glass insurance with both insurances? Is it recommended?
 

Caspar2020

2018-09-04 02:09:58
  • #5
That depends on your personal circumstances; as well as the coverage of the respective components of the insurances.
 

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