Hello so 1.15% is already very good, at the end of the year I have done some forwards under 1%. Currently, it is going upwards. But I think as of today it can still get a bit cheaper. If interested, just get in touch.Hello everyone, In 2013 I took out an annuity loan at 2.95% for 15 years. Since the interest rate policy, ECB, and inflation worry me a bit, I am currently considering a forward loan and could repay after 10 years 6 months (by 09/2024). I received the following offer from Interhyp. Commerzbank Amount: 300,000€ Date: 09/2024 Interest rate: 1.15% Term: 15 years Repayment rate: 1900€ Special repayment: 5% p.a. With this follow-up financing I have planning security and will finally be at zero afterwards. The repayment rate is also the rate I am currently paying. Special repayment - we will see whether I make use of it or invest the money elsewhere. But that is another topic. I had already inquired in autumn 2021, the conditions were somewhat better then despite the longer lead time. Back then 0.9x% would have been possible. But at that time, there was no talk of such strong inflation and ECB, and I postponed the matter. What do you think? Should I go for it? It probably won’t get much better, right? The last few weeks have definitely been very "dynamic" upwards. How do you see the trend for construction loan interest rates in the coming year?
Hey Free2abc
you are welcome to get in touch anytime, usually Commerzbank offers better conditions via the portal than in the branch!
so as an intermediary I can also offer you a comparison
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