HilfeHilfe
2016-04-15 12:14:55
- #1
But isn’t the new residential real estate credit directive also a problem with a new loan? The borrower is already over 70, which should, for example, increase the requirements for repayment, right? Possibly the heirs would also have to join the loan as co-debtors, right? This discussion already took place with the bank once and the borrower was clearly younger then.
And how do you find a good broker? Aren’t they also commission-driven? I know that problem from insurance brokers; I haven’t really met a good one yet. So I would actually go to banks myself, is that stupid?
the bank just sells you their product as well. you recognize a good broker by what he pulls out. we also had 2 running in parallel. the one who also fit personally ended up submitting the financing and we signed the contract. during the loan contract he also received 3,500 euros from the bank. I find that reasonable.
no idea if a 70-year-old is a problem. what are you afraid of? trouble with the documents? either you get an offer or you don’t.
you can also wait for the house bank