Hello
just a quick info...I am from the industry...
Question: Do you want to throw your money out the window?^^
Go to a general contractor and have everything done there....
Has several advantages:
Planning security, No unnecessary costs for externals,
In your example at least 50K savings^^
Many developers also have several expansion stages and extras, so you don’t have to get confused....
For the QM I would do 2 full floors without knee wall and make them narrower instead.....
Advantage...cost savings, as the basement is then smaller and cheaper..
For KFW you don’t necessarily have to do core drilling... there are more efficient solutions that cost less...
e.g.... air heat pump and central ventilation and exhaust..... many contractors also offer this in their program...
Best regards