That seems to be just a preliminary consideration of what one might possibly afford. Therefore, I don’t find it objectionable. And since we don’t know how the personal situation looks, we also can’t assess it.
Thanks Uwe. Our broker said we can declare it because it is basically also income.
Don’t you also need the care allowance for the care? How much of it is left at all? I can imagine that banks don’t count it like child benefits. What happens when the children become adults?
There is enough left. The children are insured, have food, clothing, and even already a savings rate for the future so they have a start in life. We cannot have children and have therefore taken children into care. The oldest is 3, the youngest 10 months. And when they turn 18, other financial means become due which can then still be used. And when the youngest goes to daycare at 2 1/4 years old, I can go back to my 25 hours part-time job in the mornings during that time. I treat them as if they were my own. The difference is that I get living expenses and an allowance for upbringing paid. What is so bad about declaring it as income? As I said, I also have expenses for them.