Financing without equity - Repayment / Interest

Regarding your existing property, you could also try to include a clause in the sales contract that allows you to stay in the house for X months after the contract is signed. It is also possible that you would get an amount X (e.g., 1,000 euros rent x 9 months) deducted from the purchase price. How feasible such a sale with this clause is and to what extent a "rent deduction" applies depends on the demand for real estate in your region.

Advantage: You save yourself the hassle of searching for an apartment, a complete interim move, and know the "rent" incurred in the meantime. Furthermore, you can present the sales proceeds to the bank.

Accordingly, you should of course be at a stage in your planning where, upon signing the contract, you immediately secure the land and construction can begin. Be sure to clarify with the bank before the sale how and under what conditions a loan repayment is possible.

Well, that’s a calculation. You can only shake your head. I hope the banks don’t count care allowance against you :(

Someone wants to fulfill the dream of owning a house with care allowance. What’s going on here? Really crazy.

Everything else I consider morally reprehensible.

Hello,




What’s wrong with you?

What difference does it make to see own or foster children grow up in the household? Using child benefit _also_ among other things for living expenses / loan installment or just foster care allowance? Is that normal for biological parents? Double standards?

I myself have cared for foster children for years and know their costs very well. Whoever is "serious" about children makes no distinction between own and others'. Ergo - as long as the children lack nothing, you should refrain from such comments. Incidentally, not the entire amount is to be counted as child support; part of it is also regular income (parental effort).

Rhineland regards