Financing single-family house in Saxony

AXA? or the Allianz? I think in terms of the rating it might just still be acceptable...

but both currently have extremely long processing times...

With E and three other letters.

With E and three other letters.

oh NO....

well, I really don't like them... they use Sprengnetter as an appraisal tool, BUT the ING (as an example) takes the value determined by Sprengnetter, the Exxx applies a heavy discount to that value... meaning the appraisal is then 20-30% below the Sprengnetter appraisal... does it still fit then? Because that would be annoying if they end up with a 100-150K EUR lower appraisal and it should fail because of that...

Do you still have a street for the ZIP code where it is going to be built, then see what Spregnetter says...

Do you still have a street for the postal code where it is to be built? Then I will see what Spregnetter says...

ok, they have switched to vdp. I can also have it briefly assessed there.

I am confused. I thought there is now a law that such high loans are no longer allowed to be granted beyond the retirement age. So how is such a long repayment period of 34 years possible at the age of the OP? In our case, the bank increased the repayment rate so that we are finished by retirement.