Financing | Single-family house | Feasibility | 2nd rank

How would you invest the money to generate an income of €650 per month?

So after taxes. And not speculative. This will be exciting.

So after taxes. And not speculative. This will be exciting.

With €300,000, you would have to generate 3.5% before taxes for a monthly net of €650. That’s really no rocket science…

With €300,000 you would have to generate 3.5% before taxes for a net €650 monthly. That's really not rocket science…

What if it is supposed to be a safe investment?

The only certainty is death. But with 200,000 in 2-3 ETFs and 100,000 divided into 20 stable dividend aristocrats, you can't go wrong. Unless the world ends…

But with 200,000 in 2-3 ETFs and 100,000 divided into 20 stable dividend aristocrats, you can't go wrong.

Lol. And with that, you get 650€ cash in your pocket every month? I think it's great that the suggestion is to pay the monthly installment with ETFs. Good thing you are your own financial advisor, otherwise you would have been broke a long time ago with such investment strategies, because most of your clients would sue you.

Well, as a private individual, I think you can do something like that. Sell an apartment for 300k. Put 290k into an ETF. With the remaining 10k, you first have a buffer for your monthly payment and then initially capture more capital gains and less over the long term. Is the return better than renting it out? The past says yes. Only a crystal ball knows the future.