Financing a detached house of 140m2 in Bavaria - Is it possible?

As a builder, you always have control over sampling – except for the electrical work.

Those who classify themselves as having "simple demands" are rather unlikely to be electrical (or electronic) connoisseurs at the same time.

It was a suggestion because Town & Country simply builds affordable houses – also with correspondingly simple, cost-effective equipment. However, it has the advantage that you don’t even get to see the high-end selection.

No. Especially not interesting for someone like you right now. You want to contribute a lot of in-house work. Such companies are precisely not suitable for that.

Basically, the removal of package services is always more expensive than their complete inclusion. Economy_but_move-in-ready providers like Town & Country are good for people whose demands are not only simple in terms of level or complexity but who are also highly willing to compromise and to let things slide when choosing samples. Removing Economy with standard from manufacturer A and replacing it with standard from manufacturer B is economically unwise. Also, only removing, as the original poster envisions, is not a clever approach. The better basis in such cases is clearly a shell / DIY house. Economy providers are then less suitable because, on the one hand, they have many "builder-provided" positions (which means you don’t have to explicitly "deselect" them), but on the other hand, they have no specialization in the product "empty shell for DIYers or individual contractors." A local mason usually offers the most attractive deal as a shell general contractor. But beware: especially for first-time builders, self-contracting usually backfires; tendering with the architect for a move-in ready build through their known, trusted contacts is a better and also cheaper way. You should seriously engage with the topic of in-house work and formally participate with your own offer for all affected contract packages in the tender!

Oh yes, if you want or can do a lot yourself and need to watch the budget, a Massa Haus shell construction might still be a possible alternative. You receive everything for the interior construction and only have to install it.

I actually already had an appointment with Massa Haus, even the turnkey offer from Massa Haus was absolutely reasonable. What put me off were only the reviews and the timber frame construction; I actually wanted to build with solid materials, as long as it doesn’t cost 100,000€ more.

A wooden stud is not just a wooden stud in terms of workmanship.

11ant if nothing has changed in recent years, the electronics included in the price are more than basic and rather from 1970.

I was only put off by experiential reports and the timber frame construction; I actually wanted to build solid, as long as it doesn’t cost 100,000€ now.

The construction methods are equally priced.

Even turnkey, the Massa Haus offer was absolutely reasonable.

Did Massa Haus offer turnkey with their own craftsmen? They are actually a pure shell construction company, see homepage:

Good point, I need to look for the offer again, I definitely remember that even the kitchen was included in the offer, that's why I had turnkey in mind. But it could also be that floors and tiles were not included.