Finance new construction: yes or no?

Expenses together currently monthly 1600€.

And what about the hidden costs? You still live with your parents; often things are practically still paid by them, like electricity, landline/internet, household contents, kitchen, but also appliances like washing machines, etc. In other words, you would definitely have to pay or cover your own household first.

At least, according to your calculation, a lot of equity should be available, or you should be able to save equity diligently. Otherwise, your current cost calculation has major flaws. Not a good premise.

My parents have 2 houses, one of which was transferred to me; currently my grandmother and my godmother with her husband and 2 children live in the house.

Since when and who manages the house? That is, who takes care of operating costs, billing, maintenance?

We would charge 650€ rent, which we would then have as additional income.

Cold / warm / less management costs / taxes?

We both add a few hundred euros on top

I love relative statements ;)

You should get clear about what your actual financial situation is, what you imagine for a new build, and what such a project would cost.

What do you think, would it be feasible or rather not?

I hope you realize that neither anyone here nor yourselves can really give a reasonable answer to this question at this point in time.

Honestly, you really should move in together first. Let's see if you can even stand each other after 2 months. Either you take his apartment or find your own (which might not be a good idea considering the rent).

Then it would be interesting to know what is included in the 1600€. Seems quite a lot to me for someone who pays little or no rent at all.

Since you don’t have children yet, here is the usual advice that parental leave and [Kita fees] should be taken into account.

You have already been told something about the house.

That's exactly what surprises me too, I just quickly googled it. It also says €1800 for a bakery saleswoman and €2200 for a truck driver ... but GROSS. Do we have a thinking error here? Otherwise, congratulations on these good salaries and still the question: what happens with the €2300 surplus?
Regards

That was also my first assumption, because that would be an extremely good income for a truck driver and a sales employee. In hazardous goods transport or similar or with a lot of overtime you can of course reach that, but I also strongly tend to believe that gross and net have been confused here.

If that should prove true, then about €1250 and €1475 net remain respectively. Minus other expenses, ergo saving potential of about €1000 plus the reduced rental income.

Regards
Dirk Grafe