Finance a house - rent out existing house

Hello f-Pno,

we do not want to build, we want to buy an existing property :).

Best regards

Sounds good. And it's sensible that you are still waiting and increasing the equity capital. However, if you buy an old building, you still have to reckon with renovation and possibly increased heating costs. It's worth paying attention to the insulation here (which type of stone in monolithic wall construction, triple-glazed windows? Insulation thickness of the roof)

Well - reading properly is an art that even I sometimes don't master :(

Sure, I'm just thinking about how sensible it is for you to buy a bigger house that the mother-in-law moves into. If everything goes according to Mother Nature, she will die before you, then you'll have a pretty big house that needs cleaning, renovation, repairs, and heating. You will be retirees and maybe despite having no loan to pay off, you won't have that much money because the house is so big. Therefore, I would only take something with a good granny flat that can be properly rented out (not only to relatives).