To me, it initially sounds interesting that you can use the electricity you produce on the roof over a year for 20 years spread over the whole year, and only the possible demand beyond that has to be drawn from the grid.
But that is pure sentimentality. With your existing air-to-water heat pump, you have a major consumer whose "operating time" you can set with a timer, for example, to midday. Just because of that, you will be able to consume 40-50% of your photovoltaic electricity yourself. Battery storage is not worthwhile, they are very expensive, and the durability is inadequately guaranteed. Not profitable. This especially applies to the one you selected, as it is massively oversized. For your 8.5 kWp photovoltaic system (by the way, a bad configuration, better to aim for around 7 or 10), a 5-6 kW storage is more appropriate. In winter, when you need a lot of electricity for your heating, the photovoltaic system does not deliver much anyway; everything goes directly to the air-to-water heat pump and household electricity, and the storage stands empty.
From my understanding, it goes well beyond a normal storage system.
Yes, it combines a fairly complex business model that requires a massive advance payment on unnecessary capacity on your part, with the promise of getting it back over decades. I wouldn't throw my money into the mouth of a startup like that, and I could imagine your bank will insist that the storage is your private pleasure (not co-financeable with a mortgage loan). But you will have to clarify that.
Honestly, I currently don't think much of current 6-7 kW storage systems, as you are still dependent on the electricity market (self-sufficiency rate about 70-80%), and therefore do not solve the problem of the difference between electricity generation (summer/day) and electricity demand (winter/night).
As I said, it's not about returns here but about sentimentality. That’s okay too. Just don’t believe you’ll fare well financially with it. That is completely excluded.
My problem is: I'm looking for the catch!
The calculation. For €27,000 you can draw electricity for a very long time. And you already achieve a respectable degree of self-sufficiency with photovoltaic and heat pump anyway. Everything purchased beyond that is completely uneconomical.