all the mentioned reasons apply to pellets as well. if the supply runs out in winter, you also have to bite the bullet due to "incomprehensible price adjustments". the bill is also transparent and clear; every kwh/m³ costs x euros + base fee. what is unclear about that? it is exactly like with pellets, where you probably buy in kilograms or m³.
pellets certainly make sense if you can get them cheaply (e.g. through the company). my father, for example, heats his entire house with a wood gasification system because he has access to a lot of firewood. his storage is an entire barn, which is partially larger than the garden of typical homeowners here...
how many m³ or kilos? (in which unit do you calculate pellets?) do you have as storage? where do you store it? how much space do you need for it in the house?
the original statement remains the same. with pellets, you can make kfw look better, but in the end, you have higher heating costs than, for example, with gas, because the insulation is worse due to the accounting tricks than with the gas house. as I wrote above, our house easily met the insulation requirements for kfw55 (probably even good enough for kfw40 - construction expert, do you also have a slide for that?), but we gave up on the air heat pump because it is pure number games and does not save but costs. and seriously: in 15-20 years, if you want to sell, no one will care about the nicely calculated heating system (which will then be outdated) but about the insulation, which you can't just replace easily.