End terrace house large vs. small / price vs. space. Dilemma.

A silly question: How are the houses "divided"? Real division or condominium ownership? And who owns the heating? By that I mean the combined heat and power plant, the pipes, and also the radiators in the house? There are various (unfavorable) options. I would find both important to know.

Hello Dindin,

yes, the terrace is now generally counted as half of the "living area" in every building plan.

At the moment, the storage space would then be located in the attic, since there are only the two of us :)
An alternative would be the smaller house, which I could easily pay off with my salary in 10-13 years.

Then there would be a nice chunk of equity to really build something myself, like a single-family house.

With the low interest rates, I just don't want to live in rent and end up with nothing :-(

Assuming you now take the smaller house so that you have paid it off in about 10 years and can then build a single-family house, I assume that you will also start family planning during this period, and then it will get tight in the house. Also, always remember that you have to get rid of the house again, and the question arises whether this size with the layout is in demand in your area, and if so, what you will get for it (after 10 years it usually starts that you have to invest something again for renovations).

I would not build just to secure the currently low interest rates; rather, consider whether to take out a higher building savings contract to secure the interest rates and thus also build up equity until it is time to build in 10 years, and in the meantime move into a more suitable rental apartment.

At the moment, the storage space would then be located in the attic, since there are only two of us

No basement? Where is the laundry supposed to be done and where is the technology? Where are the vacuum cleaners and cleaning supplies kept? Where do you store the provisions? Where is the stroller? Where is the car seat for the baby?

I wouldn't consider the small house (when planning for children). A few years ago, two houses under 90 sqm were on sale here. It took years for them to be sold even though the price was actually okay and the plots were large.
But honestly, I wouldn't consider either of the two houses if there is no basement included?!

So the houses are divided according to WEG. However, this means that not everyone can paint their house facade themselves, etc. This power plant is owned by the contractor, of course a disadvantage. However, it is highly efficient and results in extremely cost-effective living. Regarding the basement, we currently live in a 2-room apartment on the 4th floor. Our basement compartment is really in the basement, so I currently have no "storage options." And yes, under the stairs in the big house there is a storage room. :-)