The discussion suffers from the fact that there can be a difference between what is legally permitted and what insurance conditions may partly require. This leads to talking past each other.
: To what extent your insurance requires acceptance by a correspondingly certified person is stated in your insurance conditions. These are not the same with every insurer. You can also call and ask. We can only make assumptions here.
I thought with water I am allowed to do everything myself behind the water meter. So, for example, connecting a PE pipe that goes into the garden to an extra branch provided for this purpose is allowed, isn’t it?
Basically, you are right, but special conditions of the suppliers also apply here. Especially for lines in the garden, e.g. underground irrigation systems, there are restrictions in many statutes / supply conditions. As the volunteer chairman of our village water supply, I have some local involvement with this. For underground systems, I have to insist on a free outlet in order to meet the requirements of the district health office and the district environmental office (our supervisory authority).