Dream house found by chance. Is financing possible?

To get back to the topic and leave the irrelevant posts behind. Here is what I can take away so far:

Basically, it is possible to take over the loans from the old contracts, but it requires a bit of goodwill from the bank. The price our house will achieve still needs to be determined, I think the appraisal is conservative enough to provide an initial direction.

Here are perhaps two additional details. To simplify the entry, I wrote about the renovation of our house involving only one loan. The financing is divided into a regular construction loan and two KFW promotional loans. Approximately 2/3 normal loan and 1/3 KFW in terms of value. Can the KFW loans also be taken over? Or are they tied to the object that was subsidized?

What I take away from the posts on the topic of cars/children is, of course, to keep an eye on our budget, but that goes without saying.

To be honest, I do not want to discuss the pros and cons of buying the house any further, as it is far too subjective.

The note about replacing the oil heating system is, however, still important and also plays a significant role in the price negotiation. What would need to be calculated for switching the heating type to a pellet heating system? 30k?
Best regards
mozelcaer

Whether the oil heating system needs to be replaced depends on the heating system. Condensing boilers can remain

What would it cost to switch the heating system to a pellet heating system? 30k?
VG
mozelcaer

Pellets, of all things? Why is that? Would a chimney and a basement be available?

What I take away from the posts on the topic of cars/children is, of course, to keep an eye on our budget, but that goes without saying. I honestly don’t want to discuss the sense or nonsense of buying the house any further, as it is far too subjective.

and what is your question then?

The financing is divided into a normal construction loan and two promotional loans. Approximately 2/3 normal loan and 1/3 KFW by value. Can the KFW loans also be transferred? Or are they tied to the property that was subsidized?

Unless it is Baukindergeld, KFW loans are usually to promote something, not a person. They are therefore generally tied to the property. Logically, you cannot transfer them. Otherwise, just ask the KfW.

Whether the oil heating system needs to be replaced depends on the heating system. Condensing boilers can remain

Older than 30 years must be removed, regardless of the technology used.

Nope. There are exceptions for low-temperature and condensing boilers.