People, people... The costs of my [PKV] measured against my income are certainly not worth mentioning... BUT it goes on: My income will certainly not stay that high and what then? The contributions increase... what if I have 3 more children? Then I will quickly be at 1500-2000 EUR [PKV] per month and that in old age. The [PKV] was a big mistake on my part many, many years ago. But that train has long since left the station. The [PKV] should be abolished and replaced by a citizens' insurance. I cannot confirm that I have received better services so far either. What I can confirm: Every little thing leads to a lot of important examinations for me. The whole system is totally stupid! Done!