Construction financing through intermediaries or local banks

so you are already way off @Bertram100, I don't believe my training was shorter than yours.

and actually my task here was also to provide "assistance", tips... but with the last comments it is becoming increasingly clear that it is unwanted here...

... was just a question and I was hoping for an answer from someone who is an expert, like e.g. .
I did get an answer and that you also use it as a vent to release your frustration is okay with me...

When I "check in the store and then also check online" I know what that means - the one I buy from earns the profit. Everyone can think for themselves.

I can’t assess the constellation of financial broker vs. bank - I let myself be advised by the broker and also want to look around at the bank - I find that legitimate - what happens behind the scenes then? I didn’t want to jeopardize the conclusion with the broker by going to the bank if I decided I wanted to do it with him. That was the background of the question.

In my case the whole thing is done anyway - because of the much too rapid interest rate increase, I asked the broker to send me his 4-week-old offer again with the current conditions so I could act quickly. But I only got an email from the secretary that a new offer would only come after I had submitted tons of documents because the gentleman wouldn’t have time before.

I went to the local established bank - an unmatched offer in terms of interest rates - I went for it after 30 minutes of consultation and 2x10 minutes on the phone. The documents didn’t matter, just gave what I had...
By the way, the broker could have had me with just one 1-hour conversation that we already had, but I found that arrogant and didn’t feel well treated...
GD

I’m supposed to process my cases in 4-8 hours, earning 5,000-10,000€ per case, because that’s how all brokers do it there... *irony off*

I had to complete 11 years of training for my current profession.

Assistance is probably desired, but the whining that some potential customers go shopping is simply misplaced, ignorant of reality, and quite immature and also unfair. Because you are not telling this to regulars at the pub but to potential customers. You want to generate more customers here. That is the goal of the assistance. So what is the whining about?

I had to complete 11 years of training for my current profession.

Assistance is probably desired, but the whining that some potential customers go shopping is simply misplaced, ignorant of reality, and quite immature and also unfair. Because you are not telling this to regulars at the pub but to potential customers. You want to generate more customers here. That is the goal of the assistance. So what is the whining about?

Did the bank not care about the documents?