Construction financing through intermediaries or local banks

  • Erstellt am 2022-03-25 15:15:28

Gerddieter

2022-04-07 23:01:07
  • #1
A quick question about the intermediary topic: today I received an offer from DKB through an intermediary, 2.3%/20 years. On the DKB homepage, the interest rate calculator shows 2.0%/20 years with identical information. If I now request an offer directly from DKB, is the intermediary automatically informed and excluded? Does the calculator on the DKB homepage only spit out a bait offer? GD
 

Oberhäslich

2022-04-07 23:07:48
  • #2


Doesn’t it say FROM 2.0%* (*2/3 of all customers pay a higher interest rate)? I can’t imagine that you can still get this interest rate for 20 years nowadays. I find the 2.3% more realistic. Interest rates are rising weekly now.
 

Hyponex

2022-04-07 23:18:06
  • #3


What kind of term (financing/price)? and postal code?

Then I can tell you what it depends on ;)
 

Hyponex

2022-04-07 23:33:30
  • #4
so if I go to the DKB site and calculate there with my or Bonner postal code 600k purchase price, 300k financing then depending on the location: 2.29-2.31% (with 2-3% repayment) over 20 years if I take full repayment over 20 years = 2.00%
 

Gerddieter

2022-04-08 00:06:05
  • #5
[/QUOTE]

50%
81929
No full repayment - I just entered 2%.
 

Gerddieter

2022-04-08 22:18:22
  • #6
Can I, after receiving an offer from the intermediary, still have a direct consultation with the same offered bank, or do I thereby exclude the intermediary and their offer?
 

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