Construction costs 2500 €/m2 realistic solid construction completely

1 million is not possible with 6k net per month

But with total costs of 660k and 6k net income and desire for children, the equity should not be too low, I would say.

Over 20 percent

My problem is rather whether I finance for 20 years or 30 years. The goal is to be finished after 25 years in both cases. The 30-year option, of course, without any remaining debt then. The 20-year option would only work with follow-up financing. The interest rate difference is about 0.8 percent.... but I still have to calculate both for 25 years and compare the costs.

hope after deducting additional construction costs otherwise it’s only? 5 ?