Condominium as a capital investment, maintenance reserve

Thank you for the numbers.

I would also discuss the whole thing with a tax advisor: you are allowed to charge a reduced rent to direct family members. The 66% rule applies here. After all, you have to pay tax on the rental income or declare it in your tax return.

I would also discuss the whole thing with a tax advisor: you are allowed to charge a reduced rent to direct family members. The 66% rule applies here. After all, you have to pay tax on the rental income or declare it in your tax return.

The design options are clear to me. They would make the structure a bit more attractive.

PS: Even though I'm no longer quite so fit on the topic of income tax, some remnants of the training to become a tax specialist have stuck with me, so I can save myself a trip to the tax advisor. :D

The design options are clear to me. They would make the construct a bit more attractive.

PS: Even though I am no longer quite as proficient in the topic of income tax, some remnants from the training as a tax specialist have remained, so I can save myself a trip to the tax advisor. :D

Good that way! :)
However, quite a bit was probably changed in 2012. But you will surely know that too, or you can quickly read up on the new material.

My parents once expressed interest in the apartment and have now also been approached. The problem (according to my parents) is that the owner might want to sell the apartment sometime in 10-15 years and they are afraid of a potential termination for personal use in old age.

Under these circumstances, I wouldn’t drive myself crazy; at least not as of today.

Have you ever thought about approaching the "future" seller, explaining your parents' situation, and negotiating a right of first refusal with him? That might help you sleep more peacefully; besides, no one knows what will have to be paid in 10-15 years, so your calculations today won’t get you any further ;)

Rhineland regards

By the way, nobody knows what will have to be paid in 10-15 years, so your number games today won't get you anywhere ;)

I think you misunderstood me. If anything, I would have tried to buy the apartment right away and not only in 10-15 years.