Conditional release of house, divorce, bringing in a new partner in financing

Every loan agreement states that changes in the economic situation must be reported.

He has "nothing" to do with the house anymore since I paid him out.

Why should she bear all the risk alone now?

Because he is no longer the owner and the couple agreed on that.

Because he is no longer the owner and the couple agreed on that.

I assume that economic changes actually have nothing to do with land register entries. So, we had a similar situation: the husband moved out and was paid out by me. He was also removed from the land register after the divorce but still had a right of first refusal. That is probably normal. The bank was continued to be served by me. Economically, nothing changed because they always received their money from the same account, namely my house account. When refinancing was done, they caused difficulties. I looked for another bank. However, the repayment was only about 30% of my income. My ex-husband and I were aware of a lot, but for him, it was not a problem.

I assume that economic changes actually have nothing to do with land register entries. So, we had a similar situation: the husband moved out and was paid out by me. He was also removed from the land register after the divorce but still had a right of first refusal. That is probably normal. The bank was continued to be served by me. Economically, nothing changed because they always received their money from the same account, namely my house account. When refinancing was done, they caused difficulties. I looked for another bank. However, the repayment was only about 30% of my income. My ex-husband and I were aware of a lot, but for him, it was not a problem.

I assume that economic changes actually have nothing to do with land register entries. So, we had a similar situation: the husband moved out and was paid out by me. He was also removed from the land register after the divorce but still had a right of first refusal. That is probably normal. The bank was continued to be served by me. Economically, nothing changed because they always received their money from the same account, namely my house account. When refinancing was done, they caused difficulties. I looked for another bank. However, the repayment was only about 30% of my income. My ex-husband and I were aware of a lot, but for him, it was not a problem.

That's exactly my problem :( I wouldn't be able to manage this increase...
In less than 2 years I could choose a completely different bank, and they would then miss out on the remaining 10 years, and that is
my little hope that the current interest rate, if I bring my parents on board for example, can be maintained.