Conditional release of house, divorce, bringing in a new partner in financing

Of course, I also only know a part of the whole, but I also see this aspect that the man apparently decided quite generously and considerately. Now, however (at least I suspect this), he wants/must redesign his own life and should not find stumbling blocks from another life in front of him. I would not consider that fair, because each party should be able to decide freely and unburdened in the future. His financial concession should, in my opinion, also include this understandable right. As I have read, there might be a solution within the own family circle/environment; those would be my contacts for this and not the one with whom I am no longer connected aside from the topic [Eltern]. My divorce was a long time ago, but in many places, the importance of clear, also economic separation has become apparent to me. Neither did I want to be involved in the life of my ex-wife nor should it be the other way around. This freedom or freedom in general is often not for free; therefore, perhaps the price reduction as well as possibly higher interest rates is the price of this freedom. I am not talking about this in theory, because I have practiced it one time or another in life. I was not rich or particularly wealthy in doing so but was always completely free in my decisions and the other party as well. It was always worth it to me.

If one of the parents qualifies as a guarantor, there is no better alternative.

Why is that? Her ex signed the credit agreement with her jointly. Why should she now bear the risk alone? On the contrary, she continues to pay the installments alone.

Because he gave up his ownership, and that at a accommodating price. Why should he pay installments for something that does not belong to him? Alternatively, he could have kept the ownership and then of course would have had to pay 50% of the installments, whereby you then have the joint liability problem again.

Short report: Had a positive conversation with the bank! They now want to allow me to "replace" my father for my ex-husband under the same conditions. I am very relieved! Thank you for your comments!

Short report: Had a positive conversation with the bank! They now want to allow me to "replace" my father with my ex-husband under the same conditions. I am very relieved! Thank you for your comments!

Great! You just have to talk about it! :D Good luck to you!