Building as a single, marriage, and prenuptial agreement

He definitely has CLEARLY more than 95% of the members here in the forum.

... but he also started early with a "normal" income and very small assets. And just because a thread starter begins small and initially says, "We don't have much," the situation can look very different 15 or 20 years later.

your post reads quite negatively but maybe I’m interpreting it wrong.

I asked, she doesn’t want to be in the land register or on the loan and doesn’t want to have any shares in the house. She would do it for me if I wanted that, but otherwise, she wouldn’t do it.

Do we have to make a marriage contract if we want to file jointly?
Can’t that be done without a marriage contract?
Or do you mean the marriage contract states exactly how this joint filing looks if there is a child and you split into tax classes 3/5?
By the way, with a child I wouldn’t have separate accounts anymore, that wouldn’t make much sense if the woman can’t work full time anymore.

I don’t understand the last part of your post at all, some exclude gain sharing by marriage contract, my soon-to-be wife would sign that too, but I don’t care about that. I actually thought that was positive, but you somehow portray it negatively.



Can the pension equalization even be overridden by a marriage contract? I heard at some point that it’s not possible?
One can consider separation of property but whether you really quarrel later over a TV or bed if divorce happens, I’m not so sure.

How can a marriage contract, for example, protect my soon-to-be wife from insolvency?

I’m not opposed to a marriage contract but only if it regulates things that protect my wife from whatever.

Can the pension equalization be bypassed at all by a marriage contract?

Our contract is from 1994. I don't know what is possible today or not.

How can a marriage contract, for example, protect my soon-to-be wife from insolvency?

One partner is fully liable self-employed. It goes wrong. The other partner is not jointly liable.

Ok, completely understandable with self-employment. I am basically the exact opposite, I am a civil servant. Under normal circumstances, insolvency/illiquidity does not play a role for me/us. In case of death, my wife is also quite well secured.

Your wife might possibly have her own life as well. The protection is mutual.

That sounds snippy again. Of course my wife has her own life. Now I still don’t understand what exactly that contributes to the topic.