There is no disinfection program. It is a storage tank with an attached heat exchanger for our hot water, meaning there is no domestic water in the storage tank. What we additionally have is a summer circuit for the bathrooms, which is fed from the storage tank - so when the heating is off in autumn/spring, there are still warm feet in the bathrooms ;). This does cost a bit of extra electricity but is a gain in comfort.
10kW for 300sqm of heated area is not really large - by the way, the choice of the system was made only after the heating load calculation. So far, we are satisfied with the system and the consumption (a lot of electricity for this also comes from our photovoltaic system:)).