short concise answer
It was also a short question with little information.
is there maybe any justification for that?
In Germany, land use is regulated by planning law, which is mainly described in the Building Code (Baugesetzbuch) and the Land Use Ordinance (Baunutzungsverordnung). In this, regarding the buildable area (§23 Baunutzungsverordnung), no distinction is made between above-ground and underground areas.
who - besides me - suffers damage from this?
The soil, because it can no longer fulfill its natural function.
The terrace is there anyway
Since you have so far withheld the development plan from the forum, one would have to carry out a few "if... then" nested conditions, which I will spare us now and simply question the permissibility of the terrace, provided it is outside the building window. I commented on this earlier here:
Terraces are a controversial topic
But even if it were permissible there, it makes a big difference whether there is soil or living space underneath - keywords: lighting, ventilation, escape route, parking space, site occupancy index, floor space index
Note: Regarding my own quote, I would like to point out a feature that was unknown to me for a long time, that the small white triangle links to the complete post.