Are construction loan interest rates currently rising?

.. and if the current banking crisis in China spreads and thereby affects the entire financial world, this will probably also have corresponding consequences for construction loans ...

The Chinese will also have to learn to deal with it. Constant growth is a myth

I currently wouldn’t mind an increase in mortgage rates.... I always have to hold back a tear because we still financed at 3%, while now we would almost get by with 2.5%. Besides, this madness has to come to an end sometime. When mortgage rates go up, craftsmen will also lower their exorbitant prices again. And I still have to do everything outside But not at the prices announced now. Then it will remain a moonscape.

... if the Chinese were to demand their loan repayment in Washington, they would have no more problems ....

The Chinese will also have to learn how to deal with it. Constant growth is a myth.

I currently wouldn't mind an increase in construction interest rates... I always have to shed a tear that we still financed at 3%, where now we would almost get by with 2.5%.

so you don't wish it for others. currently, however, we are already at 200k and over 3.1% again after 15 years. so you can sleep peacefully. no one gets anything for free...

so you don’t want others to have it. currently, though, we are at 200k and after 15 years already over 3.1%. so you can sleep easy. nobody gets anything for free...

Here in the office next door sits my financing advisor. When we run into each other at the urinal, he rubs the latest interest rate offers in my face... We had almost 50% equity.

just kidding, I’m happy for everyone, I just also know from that colleague who is financing everything today, that even 110% financing is no problem, and that eventually this will backfire. I would simply wish that people were protected from themselves and their ignorance. The advertising on the billboards suggests: anything is possible and it doesn’t cost anything. And if you have no equity, no problem.
This is currently only possible due to the low interest rates. At 5-7% I think 75% wouldn’t even consider building, because the monthly installments would simply be too high.

But I look at our rate, it’s lower than rent. Something like that can really make you think. What I always have to add, of course, is that we will pay at least €5,000 in extra repayments per year, and manage to do so without sacrifice. But even if we didn’t do that, we could live in a house for 20 years which might barely be paid off by then, but perhaps could be refinanced at a similar rate. No one forces you to actually pay off the house during your lifetime :9

A piece of information from the financial advisor that things will worsen next week is just a so-called "kick in the pants"

So you should hire your financial advisor for the lottery numbers - because he was right.
Today, KfW has increased the interest rates for various programs - including the Energy Efficient Building program (KFW 153) and the KfW Home Ownership Program (124).
The interest rates have risen by 0.20% up to 0.40%. I’d call that a strong sip from the interest bottle.
(We have not fixed our financing yet)