With us, the retrofit would now cost 5,000 euros including installation for a 7.5 kW unit with 3 "Premium" indoor units from Mitsubishi. I calculate the electricity costs differently and also come to lower values. It must also be taken into account that the utilization factor is very low when the heat input from outside is kept small. In any case, I would make the investment immediately if I notice that it becomes necessary. For a good night's sleep, 10 euros can also be spent. So far, however, we keep our house very pleasantly cool at night by simply ventilating, and during the day we have not had more than 24 degrees on the ground floor and 25 degrees on the upper floor. I myself am surprised how little the upper floor heats up, maybe the Harz under-roof makes a difference there.