3 years fixed interest rate - Which banks do this?

  • Erstellt am 2023-02-21 16:34:12

Spiderman1982

2023-02-21 17:06:59
  • #1


The usual way would mean 10 or 15 years and then almost 4% interest every year, that’s too much for me. I won’t do more than 5 years fixed interest, I prefer 3 years. I can still do the special repayment though. :)
 

SoL

2023-02-21 17:25:29
  • #2
You won't get significantly cheaper even for 3 and 5 years. How do you come to that conclusion?
 

kati1337

2023-02-21 17:36:57
  • #3

4% interest every year on the remaining unpaid portion, minus the return you get when you invest the capital from the sale. Interest rates have risen on both sides. Calculate that in detail (there are good calculators online), and see if you really save something with the short fixed interest period. If you have to accept interest surcharges, probably not.
What speaks against the 5 years?
 

WilderSueden

2023-02-21 18:54:52
  • #4

Interhyp says 3.68% for 5 years, 3.81% for 10 years and 3.82% for 15 years. Or for 14 basis points or a 3% more expensive financing you buy independence from the other sale. Honestly, if you keep resisting that, it’s your own fault if something goes wrong. With numbers like these, I would even go for 15 years.
 

Spiderman1982

2023-02-21 19:20:50
  • #5
Then I'll take the 5 years. :)
 

Tassimat

2023-02-21 21:53:51
  • #6

How about selling the house now and moving out in 2 years? Otherwise, of course, finance variably, or simply continue the current financing at the current rate. The advantage is that it becomes unattractive for the mother to change her mind after all ;)
 

Similar topics
02.07.2013Residential Riester for Home Purchase Financing - Who Has Experience?16
11.07.2014Financing / Subsequent Taxation of Residential Riester10
12.12.2014Build a house? Financial advisor says the land and financing are okay15
16.03.2015Complete financing - Construction interest rate forecast - Your experiences38
05.04.2015Property reserved. Financing is pending52
17.07.2015Uncertain due to financing43
16.06.2015Is financing sensible/feasible?10
13.08.2015Building a house - from financing to planning12
04.06.2016Why is financing so difficult?81
19.11.2015Land is in sight - Financing feasible?11
06.01.2016Construction Financing - What Installment Amount to Choose in Financing?23
18.01.2016Financing - where is the mistake?33
13.03.2016What financing options are available for new construction?12
14.03.2016Financing completed - is the interest rate good?23
14.05.2016House purchase: Financing (with/without equity)24
20.06.2016Error in financing?280
23.03.2021Would you make this financing?138
11.07.2016Interest rate fixation - financing assessment23
10.08.2016Assessment of financing condominium in Düsseldorf - Thank you!14
09.09.2016Which financing (type/components) should we consider?29

Oben