2 (dream) properties - financing unclear. Save equity?

That parental leave today no longer only means mother’s leave is probably still not understood everywhere :-(

The comment doesn’t really contribute to the discussion here.
We are both happy with the arrangement we chose.
By the way, this is (12 months her + 2 months him). This also makes the most sense, as my salary is about 2.5 times higher than my wife’s.

The comment does not really contribute to the discussion here.

You are the threadopener here, but not the threadowner. We are discussing here in the public WWW and all bear responsibility for how our discussion resonates with readers.

(12 months she + 2 months he)

One more reason to reverse that after the tax parental leave, because

That also makes the most sense, as my salary is about 2.5 times higher than that of my wife.

reads to me as a former Juso as if your wife urgently needs the opportunity to gain salary-relevant qualifications through employment to bring the intra-marital wage gap into less asymmetrical spheres.

Unfortunately, this is often simply not possible for financial reasons, which is a related but slightly different problem. Or in other words, it illustrates why the problem is inherent in the system and not just dependent on upbringing and values. For example, I would like to take parental leave when the time comes. We simply cannot afford it.

Also again on the topic:

It is always said how great the plot of land is with both variants.
I don’t know how it is in Hamburg.... but further south, people tend to live IN a house rather than ON a plot of land...

In my opinion, you should spend a little more time looking into the current houses to see if they even meet your needs for 4-6 people.
And often, with an almost six-figure annual income, the housing wishes are a bit different than those of a retiree over 80.
Then you would have to see if only a new build is an option, but the houses still have too much residual value.

My personal opinion on extensions:
If my old Polo becomes too small, I don’t get a trailer, but a new Tiguan (or to be continued with any other brand ;) )

About 1 month ago.

We have now been offered 0.73% for 10 years. For 15 years, 1.08%.