120 sqm house - are all costs considered?

Where did you get the prices from?

Partly from the forum, from the offer of Danwood, as well as through the assessment of the neighbor (civil engineer) who is developing the adjacent property.

Is it a bungalow? If yes, the floor area of the slab will be larger. I have also seen €40,000+ for a floor slab.

1.5-storey, 60 sqm floor area.

What about the earthworks?

There is actually still a little ?, ideally covered by the slab/piles in my wishes.

Then the question arises again whether you have a written offer or if you only have information from the internet.

I once had an offer made by Danwood back in the day: There were items for architectural services and transport. I believe also a weather flat rate or something else that you can’t really grasp at first. Otherwise, just google posts via the search – simultaneously (here and now) there is someone who wants to build with Danwood and apparently already has an offer. Your upgrade costs may also include technical upgrades or a better exterior plaster.

Thank you very much, I will do that! :)

Petty detail, but the base area of Point 116 is just under 74m².
You also have to be very careful, especially when a civil engineer or another craftsman gives you prices... these are usually net amounts, with 19% VAT added on top. I haven't encountered a single craftsman throughout the entire construction who talked about gross prices, and only the electrician explicitly pointed out that he speaks of net prices, not gross.

At the beginning of 2022, I paid just under 30,000 EUR for 3.5m deep strip foundations and a reinforced base slab. This was in addition to the costs specified in the contract for a 100m², 16cm thick base slab including a 40cm gravel cushion.
Honestly, I hardly believe that you will manage with 30,000 EUR for piles.

But if you don’t completely lose it during the material selection and initially forgo photovoltaics, it should be okay...
Although a rate of just under 3k is really something. Do you have 7,500 EUR net, so that it’s easy to bear comfortably over many years?

Is the house price turnkey? Otherwise, there will be a more or less substantial additional amount for painter and floor-laying work. If all of that is done by craftsmen, it can easily add up to another 30,000 EUR, depending on the wishes (Q4 or parquet everywhere) even more.

Do you really only have €16,200 equity? Or am I misunderstanding this?

Do you really only have €16,200 in equity? Or am I misunderstanding this?

I didn't want to ask further because that's a €3,000 monthly payment. There must be a good income behind that – although I wouldn't necessarily spend almost three-quarters of a million for "only" 120 square meters.

Nitpicking, but the base area of Point 116 is just under 74m².
You also have to be very careful, especially when a civil engineer or another craftsman gives you prices... those are usually net prices, with 19% VAT added on top. During the entire construction, I didn’t encounter a single craftsman who mentioned gross prices, and only the electrician explicitly told us that he was talking about net prices, not gross.

At the beginning of 2022, I paid just under 30,000 EUR for 3.5m deep strip foundations and a reinforced floor slab. This was in addition to the contractually agreed costs for a 100m², 16cm thick floor slab including a 40cm gravel cushion.
Honestly, I hardly believe you will manage with 30,000 EUR for piles.

But if you don’t completely go overboard with the fittings and initially forego photovoltaics, it should be fine...
Although a rate of just under 3k is really something. Do you have 7,500 EUR net so that it is manageable to bear comfortably over many years?

Is the house price turnkey? Otherwise, you have to add a more or less hefty amount for painting and flooring work. If all that is done by craftsmen, it can easily cost another 30,000 EUR, depending on your preferences (Q4 or parquet everywhere) even more.

Thank you for your comments!
We will get concrete offers for the floor slab and piles (including tax) in the next step to get a better feeling.

At the moment, we have 6.5k net, although we are aware that it will be tough for the first two years. However, with secured salary increases (my partner is a civil servant), we consider it manageable.

The house price is turnkey.

Do you really only have €16,200 equity? Or am I misunderstanding this?

We have about 25k equity. Since this is not really significant, I did not elaborate further.