110% financing in one or two loans?

Some banks register the KfW subordinately; if that works, it would be a big advantage for you.

To make progress here, in my opinion, a few numbers need to be put on the table.

Very gladly. I see that you can’t generally say which option is better.
Which numbers do you/you all need exactly?

And could you explain the subordinate registration to me? It’s still all Greek to me.

Gladly. I see that you can't generally say which option is better.
Which numbers do you need exactly?

And could you explain the subordinated registration to me? It's still completely foreign to me

Just post the offers!

It can't be that hard to post concrete interest rates!

A good broker could do that too!

just post the offers!

it can't be that hard to post concrete interest rates!

A good broker could do that too!

Look in the thread, I have already mentioned interest rates.

And as I said, so far there is only one offer from a broker for this property.
The old offers referred to a different purchase price and are probably no longer valid. Back then, it was the classic "how much house could we afford" query to be able to reserve immediately if a specific house was liked.

, you mention some interest rates, and in a side note you then state that this is already averaged for one variant, etc.

Just present one variant with all components in ONE post. Including purchase price, incidental costs, planned measures and their urgency. And along with that, the statement of what can actually be achieved.

Then no one here has to play a searching game, etc.
By the way, there is a very good post about this in the forum’s pinned topics:

I have read the post. At the beginning of this thread, it was initially just about getting an assessment of which option leads to a lower total amount based on experience. Meanwhile, it has turned out that it is not so easy to say. Therefore, of course, I will gladly get in touch when there are concrete comparison offers.

I have read the post. At the beginning of this thread, it was initially just about getting an assessment of which variant, according to experience, leads to a lower total sum. Meanwhile, it has turned out that this is not so easy to say. Therefore, of course, I am happy to get in touch when specific comparison offers are available.

Then do it! I do not want to exercise my brain on any vague assumption! Otherwise, Excel does not lie! And an annuity loan is easy to model.