Hello questioner.
After the above "answers" you will probably continue to look at your construction site with questions, as I suspect.
However, your questions can be answered as follows:
If the garage floor has been concreted, it actually does not need any further bonded screed.
So you can save the additional 50mm build-up height. However, it depends on whether the concrete surface was well rubbed/smoothed or delivered with a "broom finish."
In the latter case, it would be more complicated, since a bonded screed should be applied.
The advice from the construction company addressed to you is correct that the later surface of the garage floor must be protected! Whether with or without bonded screed.
That means the surface is ground, vacuumed, primed, and coated with, for example, a largely abrasion-resistant concrete paint. That would at least be a cost-effective option.
Regarding question 2 (closing profile):
This can definitely be useful (better: recommended) as an angle profile! It protects the concrete or screed edge from damage caused by mechanical loads. The profile is available in stainless steel versions and is glued to the concrete or screed surface after strip-like priming with a synthetic resin.
This also provides a visually neat finish, which is not always guaranteed when formwork is removed (for working on concrete or screed).
I would casually call this position "pennies," which can prevent greater damage.
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I hope to have contributed a little to clarification.
Regards: KlaRa