Standard here with us. But everyone knows that because we talk about it openly and are not so secretive. We are all pretty close - there is practically no one who hasn’t at least received the land from the family. Some get an additional 80-100k, some more. Of course, there is also the muscle mortgage from relatives. Who today builds completely from independent means?
Us. We are still in the middle of it. We wouldn’t take money from the family either. Either you can build/finance it yourself or not. In our family, a house is considered a luxury item and accordingly, you have to have the money for it. I like to compare it with cars. You can drive a used Golf or a new Mercedes. For a new Mercedes, our family; even if they had the money; wouldn’t support us either. But we also come from a different "culture". A 140 sqm house that we are currently building is also considered huge there. While it is considered rather small here. In Poland, working families often live with four people in 50 sqm, where not even Hartz IV recipients would move here :cool:
Long story short: We finance the house 100% from our own resources (equity + construction financing).
And please don’t argue again about whether you should take money for the house from the family or not. Everyone has to decide that for themselves...