HolzWurm1988
2022-03-10 20:42:47
- #1
Hello!
This year I would like to build my first house. Currently, we already have a home passed down in the family. However, it is quite old and has many defects despite extensive renovations. Due to the fact that I am still relatively young (mid-30s) and energy prices continue to rise, I want to live independently and energy-efficiently. I would like a wooden house from the company "Thule-Blockhaus". At the moment, I am gathering information about the individual prices so that I can inform the bank about the amount of financing. So far, it looks like this:
- House kit (140 sqm, KFW55 standard): €130,000 (+ €30,000 for assembly)
- Building services (new electrical installation, heat pump heating): approx. €30,000
- Small sewage treatment plant: €8,500 incl. infiltration
- Land purchase price (1100 sqm): €23,000 (developed)
- Foundation slab incl. earthworks: approx. €25,000
So far, that makes €246,500! My limit is €300,000! Now I am still missing the costs for the notary, land registry entries, and possible insurance and small expenses. I come from Lower Saxony, where the real estate transfer tax is 5%. Does this only apply to the €130,000 for the kit or also to the €30,000 for the assembly? Because, according to the offer, this is billed separately or is an additional option.
Thank you for your effort!
This year I would like to build my first house. Currently, we already have a home passed down in the family. However, it is quite old and has many defects despite extensive renovations. Due to the fact that I am still relatively young (mid-30s) and energy prices continue to rise, I want to live independently and energy-efficiently. I would like a wooden house from the company "Thule-Blockhaus". At the moment, I am gathering information about the individual prices so that I can inform the bank about the amount of financing. So far, it looks like this:
- House kit (140 sqm, KFW55 standard): €130,000 (+ €30,000 for assembly)
- Building services (new electrical installation, heat pump heating): approx. €30,000
- Small sewage treatment plant: €8,500 incl. infiltration
- Land purchase price (1100 sqm): €23,000 (developed)
- Foundation slab incl. earthworks: approx. €25,000
So far, that makes €246,500! My limit is €300,000! Now I am still missing the costs for the notary, land registry entries, and possible insurance and small expenses. I come from Lower Saxony, where the real estate transfer tax is 5%. Does this only apply to the €130,000 for the kit or also to the €30,000 for the assembly? Because, according to the offer, this is billed separately or is an additional option.
Thank you for your effort!