The bank will photograph the house from the inside

Also a question from me: The bank has gotten in touch and is sending a gentleman over who wants to take a look at the property. So far so good, I understand, let him do that. However, he has announced that he also wants to take photos of the interior rooms.

Here is where it starts. As a data protection officer, I am very much against that. Sure, in the shell construction phase he could have printed a photo album, I wouldn't care, but now, after pictures and photos are hanging on the walls and we have our private things on the shelves, I don’t want any photos of that to be stored in any bank archive systems. Especially since I don’t see any added value in that.

If he detects damages, he should be allowed to take photos, I can understand that… but he won’t find any.

Therefore my question: is he allowed to do that? Even if it might be regulated that way in the loan contract? Doesn’t such a clause violate my right to privacy? (Well, since the NSA we know we don’t have any, and the GROKO is doing everything so that we won’t have any anymore anyway)

Does anyone have a tip where I can get information about this?

Do you let complete strangers into your house and let them photograph the rooms? I assume not. I neither want to have to take down all the pictures, nor do I want him to photograph my bedroom, how it is furnished, and so on. That simply doesn’t concern the bank. It also brings them no added value, because both the interior design and the walls and floors do not belong to the bank. And the bank will never get the house in its hands. On the one hand, it is 50% paid off, on the other hand, the rest is secured against all eventualities. Moreover, the issue of data protection. I know from professional experience how such data is handled. I have daily insights into the data inventories of banks and insurance companies.

I understand that. I'm tired of someone always wanting to come into my house. The chimney sweep, the heating engineer, the meter reader – it really gets on your nerves. And now the bank wants to come and take photos. Well, that would annoy me too. I don’t know, I thought they come before you move into the house? Afterwards, wouldn’t it be trespassing without your consent? Sure, who would want to mess with their bank.

Well, I thought so too, but they messed it up.

And confront them... they can't do anything to me. They already punished me during the construction phase and didn't approve the additional financing. (Because the house is worthless in the town where we built)
We financed €200,000 and wanted an extra €20,000 with 50% equity and a net income over 5k. But if you don't want to, it's already... anyway, this bank is taboo for me in every future.
We will continue to make special payments of 5-10% every year and soon we'll be rid of this pest.

Do you let complete strangers into your house to take pictures of the rooms? I assume not. I neither want to have to take down all the pictures, nor do I want him to photograph my bedroom, how it is furnished, and so on. That simply is none of the bank's business. It also brings him no added value, since both the interior furnishings as well as the walls and floors do not belong to the bank. And the bank will never get the house in its hands either. On the one hand, it is 50% paid off, on the other hand, the rest is secured against all eventualities. Furthermore, the topic of data protection. I know from my profession how such data is handled. I have daily insights into the databases of banks and insurance companies.

... but does your house belong 50% to complete strangers??? You don't have to let him photograph everything. I don't understand the real problem. It's already clear that you don't want to. P.S. Do you cover all the windows so that no one can look in from outside?

I don’t think the bank owns 50% of my house, so they have 50% rights to the property. If the payments ever stop, then we can talk about it. But that will never happen. However, that’s not really the point. What concerns me is the violation of privacy, which is even guaranteed to me by the Basic Law. And I assume that Article 13 GG(Unverletzlichkeit der Wohnung) is not being circumvented because there is no imminent danger here. And indeed, we cover our windows so that no one can look inside... with curtains. Although our house doesn’t allow any views from the street anyway.