I threatened them to switch to cable if the fee remains the same...
That will shock them.
Now seriously: You can do that. But first get an offer from the cable provider. If they are even able and willing to install cable for you, you will surely get an offer that will leave you breathless (and not because it's so cheap).
So: Contact the builder's hotline, secure the 400,- credit and pay the rest.
The cable for the phone is already there anyway. The one from the cable network operator still has to be installed. That will really be expensive!!