Sell house and property to daughter: save real estate transfer tax?

Hello everyone,

the following situation:

1. A house from the 60s with 599 sqm is inherited by the deceased grandfather of my girlfriend by his 3 children (mother, aunt, uncle).
2. The property and house should "stay in the family," a sale to outsiders is not an option.
3. The property is now being offered to my girlfriend and me at a fair price (calculated according to the standard land value).

Questions:
1. What makes the most sense to save cash? Example: the mother's siblings sell their share to the mother. The mother sells the house to my girlfriend (exemption amount of 400k is not exceeded) and we save on the real estate transfer tax? Does that work?

2. Do you have any more tips and tricks for us? We are really complete beginners ;)

THANK YOU!

1. House from the 1960s with 599 sqm is inherited by the deceased grandfather of my girlfriend to his 3 children (mother, aunt, uncle). 2. Land and house should "stay in the family," sale to outsiders is not an option. 3. My girlfriend and I are now being offered the property for a fair price (calculated according to the standard land value).

1. So you want to buy together, from a party consisting of three sellers. Of you two, only your girlfriend is directly related to one of the three sellers in a direct line, and related to the other two more distantly, and you are not related to any of the three? 3. At least this is a pure sale, without a gift component.

What makes the most sense to save cash? Example: mother's siblings sell their share to the mother. Mother sells the house to my girlfriend (exemption limit 400k not exceeded) and we save the property transfer tax? Does that work like that?

That sounds like fighting fire with fire, it’s six of one and half a dozen of the other, if not throwing the baby out with the bathwater. So nonsense. Maybe has the most qualified opinion on that (?)

Do you have any more tips and tricks for us? We are complete beginners

Tricks no, but one tip: at least don’t remain beginners when using the forum search function. For such a FAQ topic it’s really not necessary. Just with "property transfer tax," "family," and "girlfriend" there should be enough hits, the intersections are your answers.

I don't understand:
1. Sale from uncle/aunt to your mother
-> Real estate transfer tax
2. Mother sells house to your girlfriend
-> Real estate transfer tax

The exemption of 400k applies to gifts.
Or am I totally mistaken?

Secondly, if I were you, I wouldn't accept that. Whoever owns the land, initially also owns the house. I wouldn't like that arrangement.

So I would say:
You both buy the shares from uncle/aunt and from the mother either in the same way or partly through a gift.
That would save real estate transfer tax.

I don't understand: 1. Sale from uncle/aunt to your mother -> real estate transfer tax 2. Mother sells house to your girlfriend -> real estate transfer tax The exemption of 400k applies to gifts. Or am I totally wrong? Secondly, if I were you, I wouldn't accept that. Whoever owns the land, initially also owns the house. I wouldn't like that arrangement. So I would say: You both buy the shares from uncle/aunt and from the mother either in the same way or partly as a gift. That would save real estate transfer tax.

No real estate transfer tax is due on sales from parents to children. Whenever people are related in a direct line, for example from grandparent to grandchild.

No real estate transfer tax is incurred when selling from parents to children. Whenever people are related in a direct line, for example from grandfather to grandchild as well.

But then the grandfather would have had to sell to the granddaughter before his death.

Questions: 1. What makes the most sense to save cash? Example: Mother's siblings sell their share to the mother

In the context of the inheritance settlement, the property can be directly assigned to the mother. Section 3 No. 3 of the Real Estate Transfer Tax Act Then the mother can resell to the daughter without real estate transfer tax.

Maybe might have the most qualified opinion on this (?)

Actually, I don't have that much knowledge about real estate transfer tax – but I also wouldn't publish it in this case. That goes too much into the area of tax advice, and unfortunately, I'm not allowed to do that.