Anoxio
2018-11-12 14:06:57
- #1
I can only speak for myself now – after completing my training, as a career starter, the first thing I bought was a capital life insurance policy, a building savings contract, and a target savings plan. The latter no longer exists with the great conditions it had back then (I get 50% interest on the annual savings contribution...), I would waive that now. But I would definitely take out a building savings contract per person in your place, possibly also immediately for the asset-building payments. It doesn't have to be very large, otherwise it gets quite expensive. But at least 30k per person, then you already have a basis and over the years quite a few euros will accumulate.
But don’t make the mistake of saving away all your "free" money – always keep an emergency fund in the savings account (or at home under the mattress, it currently gives similar interest...). Also get smaller piggy banks for coins or for a ten-euro note now and then – for the new car, for vacation, for gifts... And have fun in life :)
But don’t make the mistake of saving away all your "free" money – always keep an emergency fund in the savings account (or at home under the mattress, it currently gives similar interest...). Also get smaller piggy banks for coins or for a ten-euro note now and then – for the new car, for vacation, for gifts... And have fun in life :)