Real estate purchase in community of accrued gains

Maybe in this case, as M, it would actually be better to take out a joint loan with the bank for the 400k, just as suggested by someone here. Then the equity capital does not have to be used, and the loan is repaid by both out of the accrued gains. Actually madness, but with the current interest rates possibly even affordable.

Maybe in this case M should actually rather take out a joint loan at the bank for the 400k, as someone here suggested. Then the equity capital does not have to be used, and the loan will be repaid by both from the accrued gains. Actually madness, but with the current interest rates possibly even affordable.

Post No. 6

so you would probably end up with top financing here anyway, i.e. the best conditions.
and whether for 10-15 or even 20 years fixed interest, that would probably still be below the "inflation" (currently over 1.5% in the EU area).

invest the rest well, where in the long term you get more than the inflation...

Ok, understood. Then it would actually be a gift of €200,000 with the house purchase without any further arrangement.

With so much wealth, you should get legal counsel who clarifies everything and a marriage counselor

with so much wealth you should get legal counsel to clarify everything and a marriage counselor

Now I already left out a zero from all the numbers on purpose so as not to attract such comments. But apparently you are not so easily fooled

Now I've deliberately left out a zero with all the numbers to avoid getting such comments. But you apparently are not so easily fooled

sorry these are typically superficial discussions for me let yourselves be betrayed by the tax advisor