Questions during house viewing - What should be paid attention to?

  • Erstellt am 2017-01-20 13:19:52

Reefmaster

2017-01-20 13:19:52
  • #1
Dear forum members and homeowners
My wife and I have been looking for a (affordable) property for quite some time.
We both have a net income of around €3500 in total and want to buy a house that is already standing somewhere. Regarding the financing term, we were thinking of a maximum of 30 years, preferably 25 years. As a total monthly payment including additional costs, we want to pay €1000, but a little more would be possible.
After all, one also wants to keep reserves for repairs and other things.

Now we have found a semi-detached house. The house was built in 1984 and has not been renovated so far.
Oh yes ... all the windows were replaced in 2009.

Now some specific questions:
According to the building plan, the ventilation shaft of the house was made of Eternit. Is this harmful?
The house has 105 sqm with a garden and is supposed to cost €165,000.
Honestly, I find the price too good to be true, since the other houses in the area have a value of €200,000 upwards and some cost well over €300,000 (all built between 1980-1990).
Do you know what else one should pay attention to? So far, we have only inspected the house from the outside; an interior inspection is planned within the next two weeks.
Maybe you have ideas about what else to ask? Are there typical construction defects that can be "seen" (with cars, there are also focal points).
Is one always on the safe side with an expert report?
Thanks in advance
 

wpic

2017-01-20 13:57:14
  • #2
Before purchasing a property, an inspection should always be carried out with a professionally qualified appraiser. It serves to assess the condition, the renovation effort, the building and planning law situation for any planned alterations and extensions, and the examination of the ownership situation. The appraiser can also give you a rough initial cost estimate for planned renovation measures or energy-efficient refurbishment; he should be able to evaluate the property as a whole, i.e., be an architect/civil engineer with knowledge of old building renovation and construction methods of various building age classes.

A house built in 1984 was constructed according to the requirements of the II: Wärmeschutzverordnung. It is possible that the U-value of the exterior walls is lower than the Uw-value of the new windows, which is unfavorable in terms of building physics. An energy-efficient renovation can provide a remedy here. The heating system should also be included in the evaluation.

The purchase price can be cross-checked by knowledge of real estate prices of comparable properties according to the local market situation. If it is significantly below the market value of comparable properties, this already indicates the condition/renovation effort. During the property inspection, the building permit documents and the building description should also be checked. The ventilation shaft can quite possibly consist of an asbestos-containing Eternit component; asbestos was only banned in Germany in 1993.
 

Nordlys

2017-01-20 15:34:30
  • #3
The shaft is harmless. Asbestos is harmful only if you grind, saw, rasp, or do something similar to it. Simply looking at it does no harm. A house that is clearly cheaper than usual, alarm bells. Why would someone give something away? Ask directly, How do you get to this price? Where is the catch? Is it leasehold land? Is the basement wet? Is it a forced sale? Go with someone who is an expert. A construction craftsman, an engineer, or similar.
 

ypg

2017-01-20 17:39:20
  • #4
- Old heating system, backlog of repairs, mold may possibly be seen (or smelled)

- An expert like is necessary!

However, I would only take him along for the second viewing and let the rooms affect me during the first inspection.

- One must also expect that at such a low price, impulsive buyers might reserve the house or buy it without hesitation while thinking it over for a long time.

- I would also check whether the walls have been whitewashed for the sale. Mold traces could be covered up there. Also watch out for scent stones.

- Ask to see the statements of the last few years/the last year - then you get an impression of the additional costs.
-> Energy certificate!

By the way, the seller must answer questions about mold, asbestos, water, and other conditions truthfully. So ask directly. I would also have something like that included in the future purchase contract, in case anything is found later that the seller must have known about.

Regards
 

Iktinos

2017-01-21 00:42:28
  • #5
However you obtained the reference information ... whatever horror stories are "sold" to you here: it remains generally valid: "Before buying a property, an inspection with a professionally qualified surveyor should always be conducted" You as a layman cannot assess the condition of the property; so book expertise and inspect the property with him/her; - gladly on a second visit, if you are allowed this grace period - and decide based on the expert assessment
 

Elina

2017-01-21 01:07:40
  • #6
I wouldn't take an expert with me to the first viewing right away either. Sometimes, or rather most of the time, the issue resolves itself because the photos were more flattering than reality. We've looked at so many houses that were already off the table at first glance... The problem could possibly be that with the price, there are also many competitors who might be quicker to decide... Still, when it comes to something as important as buying a house, you should definitely sleep on it and go for a second viewing. Impressions mature... and if they clash with reality again, you get a good feeling for whether the house is right for you or not. After all, you are going to live there. I would definitely want to look at the attic and basement and maybe also have a heating cost statement shown!
 

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