Questions about builder insurance

  • Erstellt am 2014-02-23 16:56:20

Jochen104

2015-04-29 09:29:10
  • #1

For me, the price was similar to
Therefore, I also did not take out a construction performance insurance.


We were told that only things connected to the house are insured. So the tiles or sanitary items only once they are installed. Therefore, we decided against the insurance.
 

HBiHH

2015-04-30 15:16:01
  • #2


That's right, I mixed something up there. Only the installed parts are insured.
But since we live a 20-minute drive from the construction site and probably can't check daily, we decided to get it anyway.
Better to have it and not need it than vice versa.
Price-wise, we were between 300 and 400 euros, I would have to check if there is interest.
Also, you can deduct it fully as advertising costs.
 

Sebastian79

2015-04-30 15:18:21
  • #3
Why can you write those off as advertising costs???? You're building for yourselves, right?
 

toxicmolotof

2015-04-30 15:22:44
  • #4
Are we now talking about all insurances combined or just the [Bauleistungsversicherung]?

I don't have the exact numbers in mind, but I think we stayed under 1000 in total with [Bauleistungsversicherung], [Rohbauversicherung], etc...
 

Sebastian79

2015-04-30 15:26:10
  • #5
Shell construction insurance costs nothing at all - as long as you then run the building insurance through the same insurer (which is recommended). Builder's liability insurance including legal protection in neighborhood law costs me 30 euros (through a housing association) - still left is the construction all-risk insurance, which would have cost us at least 500-700.

Or did I forget something?
 

toxicmolotof

2015-04-30 15:26:31
  • #6
I have now checked:
Builder's liability insurance 120 euros
Construction all-risk insurance 320 euros
Residential building insurance 380 euros for the first year of occupancy, the shell fire insurance was included for free. But that is normal.
 

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