Own property right from the start? A beginner needs straight talk...

only about 45 percent of marriages end in divorce

I think I have read this objection quite often, always with the same negative undertone. And I wonder what the rate is for homeowners? Higher, lower? I find it not very helpful to just throw out a number.

No matter what the divorce rate is among homeowners. Maybe higher, maybe lower. For people who work 70 hours – generally higher!

With a loan hanging over your head and prioritized maintenance obligations, everything quickly becomes existential.

Well, that gives me courage Fortunately, we have a prenuptial agreement where everything is nicely arranged. In case of emergency, the house goes to me and the better half receives a kind of "settlement" depending on the duration of the marriage.

Fortunately, this case will never happen anyway

And now imagine that in our region I am considered well-off with about 40k net/year (2 children, tax class 1). I think what some forget here are the regional differences. In Bavaria, I think different "laws" apply than, for example, in Emsland/Lower Saxony...