Only one partner buys/owns the house - How to secure it?

First of all, it's not about me, so I don't need to pay taxes.

Considering that the two of them are not living together yet and that this is their first shared apartment/house, I actually don't think the solution is so bad.

I would be interested in your views and experiences with such a constellation.

From my point of view, the "owner" should at least have a will drawn up so that if he 'suddenly passes away,' the partner doesn't end up on the street. I also think that a lot changes when there are children together and one partner stays at home to raise them, right?

Cheers, torsan

The person who receives rent is obliged to report it to the tax office as VuV and to pay taxes on it.

That’s logical, of course. Whether you do it or not is another matter.

Still, I wouldn't do it as described. Either you are together or you’re not.

First of all, it is not about me, so I don't have to pay any taxes.

Yes, of course...

Considering that the two do not live together yet and that this is the first shared apartment/house, I actually find the solution not so bad.

In view of this, one should first move in together into a rental apartment and test it out.

My ex could have paid for the apartment on his own. Since I had no equity, I could only have contributed to the ongoing costs anyway. And then split the place up again if it didn't work out!

If I had also been registered in the land register, how would one have separated this again? He would have had to pay me out and would have lost his apartment (which I actually didn't want to buy).

If we had gotten married, I would have naturally become a co-owner.

By the way, I helped him "co-finance" his place for two years. But I don't see it that way, because it was his apartment and under different circumstances I would have paid rent as well.

Rent for the jointly used self-occupied condominium within the life partnership as VuV to be taxed... is clear. Is there a rental contract? Is it rent? Is it taxable income at all? Or does one perhaps simply pay the ongoing costs like electricity/gas and contribute to the household expenses. I don't believe that the described case leads to taxable income.

Hello torsan,

no one can give you an ideal solution because you have to solve it yourselves and it has to fit you. Whether it fits others can/should not matter to you in the best sense. We ourselves have a construct here that probably would make some people shake their heads, but for us, it is simply the best of all solutions.

On the way there, we also consulted together with lawyers, tax and financial advisors, and if you do that, in the end you have a lot of information on which you can then make a joint decision.

Best regards
Dirk Grafe

No, you completely misunderstand: it’s not asking for itself, but purely fictitious

But still: in a cohabitation similar to marriage, no rental contract is recognized anyway.
You contribute your share to the living expenses, each according to what is agreed or arranged.

And as Jaydee also says: with just a few years, the repayment isn’t that great, so it stays with rent-like payments, which you have to make anyway (unless you choose Hotel Mama)