Notary fees for land charge registration

Hello everyone,
we have concluded a loan (440k €) contract. According to the offer from the bank, the effective interest in the calculation is about 830€ land charge registration fee.
Yesterday we received the invoice from the notary. It is:
- ~830€ land charge registration
- 250€ execution fee (generation of structure data XML file)
- another 250€ execution fee for other notarizations
The total invoice proudly amounts to 1638€.
We are building in BW, I got the land directly from the city (building obligation, repurchase right...)
Are the costs correct?
Why didn’t the bank tell us this amount?
We are aware that the fees can vary. But 50% more seems excessive to us.
Thanks for your opinions

Hi,

we just had exactly the same issue. In the letter from the bank, an amount was also mentioned, which I considered - at least approximately - to be the final notary sum. In the end, with a 50k loan less than yours, the notary charged 1250 euros. So that roughly matches your amount.

The creation of the land charge is just one step in the entire process, and notaries are inherently very conscientious, so all individual steps are correspondingly listed and charged.

Hello,

these are always approximate costs and third-party costs of the bank. Notaries tend to charge for every smallest step. I would ask the notary why execution fees were charged twice.

Also this XML file? Because he transferred it digitally due to Corona?

Expensive macro^^

Presumably 1 x priority notice of conveyance and 1 x registration? Just a guess ...

Is the cost correct?

Use an online calculator and you will see that the costs are correct.